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| Long term fixed rate home loans |
| Adjustable rate mortgage loans |
| Agricultural real estate loans |
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Long term fixed rate home loans
We offer a variety of long term fixed rate home loans, including conventional, FHA, VA and Rural Development.
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Adjustable rate mortgage loans
An adjustable rate mortgage loan may be the right solution for your needs. The primary advantage of this type product is significantly lower closing costs. An ARM may be the best choice if your loan is a smaller amount (under $50,000) or if you don't plan to keep the loan outstanding for more than 5 to 7 years.
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Agricultural real estate loans
We offer financing for agricultural land purchases. Such loans can be for a fixed rate for up to five years and then convert to an adjustable rate following that initial term. Please contact any of our friendly loan officers for further information.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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